Why I think Sam is sexy.

I’m not going to talk about his big green eyes, his smile or the little dent in the middle of his chin. What really makes Sam sexy is his UNPARALLELED FISCAL RESPONSIBILITY. Trust me ... at my age, this is a damn attractive quality.

First, Sam saves change. He’s got a frog bank stuffed with dimes, a six-inch square metal tray overflowing with quarters and nickels (no kidding, it weighs about 20 pounds) and an empty five-gallon Sparkletts bottle almost three-fourths full with coins of all kinds that you’d need a crane to move. (The last time he cashed in his Sparkletts bottle was 2002. It held $2,400.)

Sam also pays his bills on time. According to freecreditreport.com he has only one percent debt, owes no money on any credit cards, makes no car payments and has a credit score at 800+. He qualifies for auto loans with ZERO PERCENT INTEREST and kicks in enough extra principal each month on our mortgage to pay off our house in less than 10 years. (We bought it in 2007.) Sam also has $67,000 of available credit on two Mastercards and managed to grow our investments by 20 percent during the worst recession in 80 years.

All of this makes it very easy to sleep at night. And I consider myself damn lucky to be sleeping next to Sam. Thank you.